Behind on payments? Owe more than your home is worth? You may qualify for a short sale.
A short sale lets you sell for less than you owe, with your lender’s approval. We list your home, negotiate with your lender, and handle the paperwork through closing. Nothing upfront: if your lender approves the sale, our commission is paid at settlement.
Months behind on your mortgage? A short sale lets you sell for less than you owe, with your lender’s approval.
A short sale happens when your lender agrees to accept less than the full amount owed on your mortgage to settle the debt.
You sell the property with your lender’s approval and settle the debt in a structured way, on terms the lender agrees to.
- 01Free Confidential Consultation
- 02Hardship & Financial Review
- 03Property Listed (No Cost to You)
- 04Offer Submitted to Lender
- 05Lender Negotiation & Approval
- 06Closing & Fresh Start
You may qualify if…
- You owe more than your home is worth
- You're behind on payments or have received a Notice of Default
- You're facing foreclosure timelines
- You have a second mortgage / HELOC
- You have a solar loan or solar lien
- You've experienced hardship (job loss, divorce, medical issues)
No out-of-pocket costs. No upfront fees.
We handle the entire transaction — listing, negotiation, and closing — and the lender covers commissions in the settlement.
- The bank approves and pays the listing and buyer agent commissions
- You do not pay commissions out of pocket
- There are no upfront costs
- There are no listing fees due from you at the start
Short sale real estate agent in Las Vegas.
Short sales aren’t traditional sales, and experience matters. A licensed short sale realtor on our team lists your home and works with your lender through closing.
This is a specialized process, and when it’s done right, it helps you move forward.
Lender negotiation · 2nd liens · Solar · Timeline management · Closing coordination
- Understanding lender loss mitigation departments
- Packaging hardship documentation correctly
- Managing timelines and foreclosure pressure
- Negotiating approvals with first and second lien holders
- Resolving solar liens and subordinate liens
- Keeping buyers engaged during lender review
- Preventing approval delays that kill deals
Frequently asked questions
Will I owe money after the short sale?
Every case is negotiated individually. Many short sales result in full settlement depending on lender approval terms.
Do I have to pay real estate commissions?
No. The lender approves and pays commissions as part of the settlement. There are no upfront or out-of-pocket commissions.
Are there any upfront costs to get started?
No. There are no upfront costs. We list the home, negotiate with the bank, and get paid through the lender-approved settlement at closing.
What if I have two mortgages or a HELOC?
We negotiate with both lenders. Short sales involving first and second mortgages are common and manageable with the right strategy.
What about solar loans or solar liens?
We have experience negotiating solar-related liens and coordinating approvals so the transaction can close properly.
Can I stay in my home during the short sale process?
Yes. Most homeowners remain in the home until closing.
What if foreclosure has already started?
You may still qualify. Timing is critical — contact us immediately so we can review deadlines and options.
How long does a short sale take?
It varies by lender, but typically takes 60–120 days once an offer is submitted and the lender review begins.
Can a short sale help if I've received a foreclosure notice?
It can be an option. Some lenders will review a short sale while a foreclosure is pending, and some will postpone a sale date to do it. That's the lender's decision, not ours, and the sooner you call, the more room there usually is. Talk to your lender and an attorney about your situation.
Is this confidential?
Yes. Consultations are private and handled with discretion. We'll walk you through options without pressure.
Can I buy after a short sale?
Often, yes, after a waiting period that depends on the loan type and the lender. A short sale is reported to the credit bureaus, and the effect depends on your situation, so ask your lender how they'll report it. A HUD-approved housing counselor can walk you through it for free or at low cost.
Do I need an attorney?
An attorney is not required to complete a short sale.
- Will I owe money after the short sale?
Every case is negotiated individually. Many short sales result in full settlement depending on lender approval terms.
- Do I have to pay real estate commissions?
No. The lender approves and pays commissions as part of the settlement. There are no upfront or out-of-pocket commissions.
- Are there any upfront costs to get started?
No. There are no upfront costs. We list the home, negotiate with the bank, and get paid through the lender-approved settlement at closing.
- What if I have two mortgages or a HELOC?
We negotiate with both lenders. Short sales involving first and second mortgages are common and manageable with the right strategy.
- What about solar loans or solar liens?
We have experience negotiating solar-related liens and coordinating approvals so the transaction can close properly.
- Can I stay in my home during the short sale process?
Yes. Most homeowners remain in the home until closing.
- What if foreclosure has already started?
You may still qualify. Timing is critical — contact us immediately so we can review deadlines and options.
- How long does a short sale take?
It varies by lender, but typically takes 60–120 days once an offer is submitted and the lender review begins.
- Can a short sale help if I've received a foreclosure notice?
It can be an option. Some lenders will review a short sale while a foreclosure is pending, and some will postpone a sale date to do it. That's the lender's decision, not ours, and the sooner you call, the more room there usually is. Talk to your lender and an attorney about your situation.
- Is this confidential?
Yes. Consultations are private and handled with discretion. We'll walk you through options without pressure.
- Can I buy after a short sale?
Often, yes, after a waiting period that depends on the loan type and the lender. A short sale is reported to the credit bureaus, and the effect depends on your situation, so ask your lender how they'll report it. A HUD-approved housing counselor can walk you through it for free or at low cost.
- Do I need an attorney?
An attorney is not required to complete a short sale.
